Payment Policy

This Payment Policy outlines the payment methods we accept, how charges are processed, and related terms for orders placed on megoha.com.

1. Accepted Payment Methods

We accept the following payment methods:

Credit/Debit Cards (Visa, Mastercard, American Express)]
PayPal
Shopify Payments / Apple Pay / Google Pay

All payments are processed securely through [Shopify Payments / your payment provider]. We do not store your full card details on our servers.

2. Currency

All prices on megoha.com are displayed in Euros (EUR, €). If you are shopping from outside the Eurozone, your bank or card provider may apply a currency conversion and/or foreign transaction fee — this is determined by your bank, not by megoha.com.

3. When You Are Charged

Your payment method is charged at the time your order is placed, not at the time of shipment. You will receive an order confirmation email once your payment has been successfully processed.

4. Taxes

Prices displayed are tax excluded unless otherwise stated at checkout. Applicable VAT or other taxes will be calculated and added at checkout based on your location, in accordance with EU/German tax regulations.

5. Declined or Failed Payments

If your payment is declined or fails to process, your order will not be confirmed or shipped. Please check that your billing details match your card/account information, and try again or use an alternative payment method. If the issue persists, contact your bank or card provider, or reach out to us at support@megoha.com for assistance.

6. Payment Security

We take payment security seriously. All transactions are encrypted and processed through PCI-DSS compliant payment gateways. Megoha.com never has access to your full card number or sensitive payment credentials.

7. Billing Errors

If you notice an incorrect charge or believe you were billed in error, please contact us at support@megoha.com within [X] days of the charge, along with your order number, so we can investigate and resolve it promptly.